Documents Required for Loan Against Property
For Salaried Applicants:
🔹 PAN Card & Aadhaar Card🔹 Last 6 months’ bank statements
🔹 Salary slips (last 3-6 months)
🔹 Form 16 & ITR (last 2 years)
🔹 Property ownership documents
For Self-Employed & Business Owners:
🔹 Business Registration Certificate🔹 GST Returns & Profit/Loss Statement
🔹 Last 6-12 months' bank statements
🔹 Income Tax Returns (last 2 years)
🔹 Property documents & valuation report
Loan-Against-Property
Loan Against Property – Unlock the Power of Your Property Get a High-Value Loan at Low Interest Rates Need funds for business expansion, higher education, medical emergencies, or any personal or professional needs? Dityam Consultancy Private Limited offers Loan Against Property (LAP) with high loan amounts, attractive interest rates, and flexible repayment options. Leverage your residential or commercial property to secure a low-interest loan while retaining ownership.
Why Choose Loan Against Property ?
✔ Loan Amount – Up to ₹10 Crore
✔ Interest Rates – Starting from 8.5%* p.a.
✔ Loan Tenure – Up to 20 years
✔ High Loan-to-Value (LTV) – Get up to 75% of property value
✔ Use Funds Freely – No restrictions on end-use
✔ Balance Transfer Facility – Transfer existing LAP at lower interest rates
Types of Loan Against Property
🏡 Loan Against Residential Property – Avail a loan against self-occupied or rented residential property.
🏢 Loan Against Commercial Property – Secure funds against your office, shop, or industrial premises.
🏗 Loan Against Industrial Property – Get a high-value loan for business expansion by leveraging your industrial unit.
🛤 Loan Against Plot/Land – Raise capital using your vacant land or plot as collateral.
🏦 Overdraft Facility Against Property – Get a flexible credit line secured against your property. Withdraw as needed and pay interest only on the utilized amount.
Benefits of Loan Against Property
🔹 High Loan Amount – Avail up to ₹10 Crore based on property value
🔹 Longer Tenure – Flexible repayment up to 20 years
🔹 Multi-Purpose Loan – Use for business, education, medical expenses, etc.
🔹 Balance Transfer Facility – Lower your EMI by transferring an existing loan
FAQs – Loan Against Property
You can avail up to 75% of your property’s market value, subject to eligibility.
Loan approvals take 24-72 hours, and disbursal happens within 5-7 working days.
Yes, if you have sufficient property value and income to support repayment.
In case of default, the lender has the right to recover dues by selling the property.
How to Apply for a Loan Against Property?
✅ Step 2: Submit Online Application & Upload Documents
✅ Step 3: Get Property Valuation & Loan Offer
✅ Step 4: Receive Approval & Quick Disbursal