Documents Required for Education Loan
For Students:
🔹 Admission letter from the university/institution🔹 Academic certificates & mark sheets
🔹 KYC documents (Aadhaar, PAN, Passport)
🔹 Bank statements (last 6 months)
For Co-Applicant (Parent/Guardian/Spouse):
🔹 Income proof (Salary slips, ITR, Form 16)🔹 KYC documents (Aadhaar, PAN)
🔹 Collateral documents (if applicable)
For Overseas Education Loans:
🔹 Visa approval document🔹 Travel & accommodation proof
Education Loan
Education Loans – Empower Your Future with Hassle-Free Financing Secure an Education Loan at Low Interest Rates & Flexible Repayment Higher education is a gateway to success, but rising tuition fees can be a challenge. At Dityam Consultancy Private Limited, we help students and parents secure affordable education loans for domestic and international studies with low interest rates, flexible EMIs, and quick approval processes. Whether you need funding for tuition, living expenses, or study materials, we provide the right financial support to help you achieve your academic goals.
Why Choose Dityam Consultancy for Your Education Loan?
✔ Loan Amount up to ₹50 Lakh – Covers tuition, books, travel & living expenses
✔ Low Interest Rates – Starting from 8.5% p.a.*
✔ Flexible Repayment Tenure – Up to 15 years
✔ Collateral-Free Loans – For eligible applicants
✔ Quick Approval & Disbursal – Funds in 5-7 days
✔ Tax Benefits – Under Section 80E of the Income Tax Act
✔ Loans for Domestic & International Studies – Covers leading universities worldwide
Types of Education Loans We Offer
🎓 Domestic Education Loan – Financial aid for higher studies in India’s top universities and institutions.
🌍 International Education Loan – Get funding for tuition, visa, airfare, and living costs at prestigious global universities.
🏦 Pre-Admission Loan – Secure funding even before admission confirmation to book your seat in advance.
📚 Loan for Skill Development Courses – Financing for vocational, diploma, or certification courses to upgrade skills.
📜 Education Loan Balance Transfer – Transfer your existing education loan to a lower interest rate for better savings.
Benefits of Education Loans with Dityam Consultancy
🔹 No Prepayment Charges – Repay early without penalty
🔹 Flexible Moratorium Period – Start repayment after course completion
🔹 Quick Processing & Disbursal – Funds in 5-7 working days
🔹 Loans for All Courses & Countries – Covers India & global universities
FAQs – Education Loan
Interest rates start from 8.5% p.a., depending on student profile and co-applicant income.
Yes, unsecured loans are available for eligible students at top institutions.
Repayment begins 6 months to 1 year after course completion, depending on the lender.
Yes, international education loans cover tuition, airfare, and living expenses.
Yes, there are no prepayment charges after a minimum repayment period.
How to Apply for an Education Loan?
✅ Step 2: Submit Application with Required Documents
✅ Step 3: Receive Loan Approval & Sanction Letter
✅ Step 4: Loan Disbursal for Tuition & Other Expenses