Documents Required for a Gold Loan
Basic KYC Documents:
🔹 Aadhaar Card / PAN Card / Voter ID🔹 Address Proof (Utility Bill, Ration Card, Passport)
🔹 Recent Passport-size Photograph
For Business Owners & Farmers (if applicable):
🔹 Business Registration Certificate / GST Details🔹 Land Ownership Documents for Agricultural Gold Loans
No Income Proof or Salary Slips Required
Gold Loan
Gold Loan – Instant Cash Against Your Gold at Low Interest Rates Get a Gold Loan with Quick Approval & Minimal Documentation Need urgent cash? Your gold can help! At Dityam Consultancy Private Limited, we offer instant gold loans at low interest rates with fast processing and minimal documentation. Whether you need funds for business, education, medical emergencies, or personal expenses, our hassle-free gold loan services provide the financial flexibility you need.
Why Choose Dityam Consultancy for a Gold Loan?
✔ Loan Amount up to ₹2 Crore – Get high loan value based on gold purity & weight
✔ Lowest Interest Rates – Starting from 0.75% per month*
✔ Instant Loan Disbursal – Funds in just 30 minutes
✔ No Income Proof or Credit Score Required
✔ Secure Gold Storage – 100% safety with insured vaults
✔ Flexible Repayment Options – Choose EMIs, bullet payments, or overdraft
✔ Transparent Processing – No hidden charges
Gold Loan Features & Benefits
💰 Loan Amount: ₹10,000 to ₹2 Crore📉 Low Interest Rates: Starting from 9% p.a.
⏳ Loan Tenure: 3 to 36 months
🛡 Secure Storage: Your gold stays safe in bank-grade lockers
🔄 Flexible Repayment: Pay interest-only EMIs or repay in lump sum
Types of Gold Loans We Offer
🔹 Regular Gold Loan – Standard loan with affordable interest rates & monthly EMIs.
🔹 Gold Loan Overdraft – Flexible credit line; pay interest only on used amount.
🔹 Gold Loan for Business – Special loans for working capital & business expansion.
🔹 Gold Loan for Farmers – Avail subsidized interest rates on agricultural gold loans.
Benefits of Gold Loans with Dityam Consultancy
🔹 No Prepayment Charges – Repay early without penalty
🔹 Flexible Moratorium Period – Start repayment after course completion
🔹 Quick Processing & Disbursal – Funds in 5-7 working days
🔹 Loans for All Courses & Countries – Covers India & global universities
FAQs – Gold Loan
Interest rates start from 9% p.a. depending on loan tenure & gold value.
Gold loans are approved & disbursed within 30 minutes.
Absolutely! Your gold is stored in high-security vaults with full insurance.
Yes! Enjoy zero prepayment charges.
Yes, no income proof or CIBIL score is required.
How to Apply for a Gold Loan?
✅ Step 2: Get your gold evaluated by our experts
✅ Step 3: Choose your preferred loan amount & repayment plan
✅ Step 4: Complete basic KYC & sign the agreement
✅ Step 4: Receive instant cash transfer or account credit in 30 minutes
💰 Your gold remains safe in our vaults until full repayment!
Why a Gold Loan is Better than a Personal Loan?Feature Gold Loan Personal Loan Interest Rate Lower (9-12% p.a.) Higher (12-24% p.a.) Approval Time Instant (30 mins) 1-3 days Credit Score Required? ❌ No ✅ Yes Loan Amount Based on gold weight & purity Based on income & credit score Processing Fees Minimal Higher