Email Us:  rishabh@dityamconsultancy.com

Head Office 08022817774

No. 404/A, Hongasandra, Begur Road, Bengaluru -560 068

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Experts Services That You Need

Personal Loan

  • No collateral is required, making it a quick and accessible financing option.
  • Can be used for medical emergencies, travel, weddings, education, or any personal expenses.
  • Since it’s unsecured, interest rates are typically higher than secured loans.
  • Repayment periods usually range from 1 to 5 years.

Home Loan

  • Used for purchasing, constructing, or renovating a house or apartment.
  • Secured by the property, home loans have lower interest rates than personal loans.
  • Can extend up to 30 years, reducing EMI burden.
  • Borrowers can claim tax deductions on both principal and interest payments under various sections of the Income Tax Act.

Business Loan

  • Helps in expansion, working capital management, or purchasing equipment.
  • Can be availed with or without collateral, depending on the loan type and lender.
  • Loan size varies based on business revenue, creditworthiness, and financial history.
  • Many lenders offer tailored repayment structures to suit business cash flows.

Loan Against Property

  • A property (residential, commercial, or industrial) is pledged as collateral.
  • Since it is backed by property, interest rates are lower than personal and business loans.
  • Loan eligibility depends on the property’s market value, usually covering 50–70% of its worth.
  • The loan amount can be used for business expansion, medical expenses, education, or personal needs.
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